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Referral program

Refer a friend, get a month free.

Every BetterBudgets account comes with a referral code. Someone uses yours to subscribe to Thrive on the web, they save 30% on their first year, and you get a free month.

How it works

Three steps, and the third one is the only part worth reading twice — the reward lands when your friend subscribes, not when they sign up.

1

Send your code

Every account gets one the day it is created — nothing to apply for or turn on. Yours is under Settings → Referral Program, with a button to share it by text, socials, or in person.

2

They subscribe on the web

They sign up, and when it is time to pick a plan they enter your code at the web checkout. The discount shows on the price before they pay. It has to be the web checkout — the app stores cannot take a code.

3

You get a free month

Added when they actually subscribe, not when they enter the code. What that month looks like depends on how you pay — the table below is the whole of it.

No cap

Stack as many months as you can earn

Free months stack rather than replacing each other, with no cap on how many people you refer. Ten friends who subscribe is ten months of Thrive you did not pay for.

Your reward

What a free month looks like for you

It depends on how you pay for Thrive, and in one of the three cases the honest answer is not the flattering one. The app shows you whichever of these applies to your account.

You don't subscribe

A free month of Thrive, on us

Added automatically, usually within a day.

You subscribe on the web

Your renewal moves a month later

No charge for the added time, and nothing is billed twice.

You subscribe in the App Store or Google Play

Held until you subscribe on the web

Apple and Google bill that subscription, so we cannot add time to it from our side. The credit waits rather than expiring, and applies the day you move.

Your code is in the app under Settings → Referral Program.

Get the App

FAQs

The details

Including the conditions that decide whether a referral counts at all.

What exactly does my friend get?

30% off their first year of Thrive, applied at the web checkout before they pay.

Do I need to be a subscriber to earn?

No. A free account earns the same as a paying one — the month arrives as a free month of Thrive rather than as time added to something you are already paying for. It is the one case where the reward is worth more than a discount.

How many can I stack?

As many as you can earn. Ten friends who subscribe is ten free months, and they stack rather than replacing each other. There is no cap on how many people you refer either.

When does the reward arrive?

When your friend subscribes, not when they enter your code. Signing up costs nothing, so a reward paid at signup would be a reward for nothing having happened. It usually lands within a day of their purchase.

What if they cancel or get a refund?

If a referred subscription is refunded or reversed, we may reverse the reward it earned. Rewards may also be held until the refund window has passed, which is why one can take a few days to settle.

Are there rules about who can take part?

You need an account in good standing. No referring yourself and no accounts you control. Rewards are credit toward Thrive — they have no cash value and cannot be transferred or cashed out.

Who should I share it with?

Anyone who has been meaning to sort their finances out and keeps putting it off — a partner, a sibling, the friend who asked how you paid off the card. Free is a real tier, so they lose nothing by trying it, and if they upgrade you both come out ahead.

Referral rewards are subject to the Terms of Service, which govern if anything here is unclear. Disputes about a referral must be raised within 30 days. More detail on the in-app screen is in the Referral Program documentation.