Calculators Overview
BetterBudgets includes a suite of financial calculators built for one purpose: helping you see what a new financial commitment does to your life before you commit.
Thinking about a car? Run the numbers. Considering refinancing your student loans? Check it first. About to sign a mortgage? Calculate the real cost.
Available Calculators
- ›Student Loan Calculator
- ›Mortgage Calculator
- ›Debt Payoff Calculator
- ›Auto Loan Calculator
- ›Early Mortgage Payoff — see how extra monthly payments shorten your mortgage
- ›Debt Consolidation — compare consolidating multiple debts into one
- ›Paycheck Calculator — calculate your take-home pay after taxes and deductions
- ›Rent Affordability — determine how much rent you can comfortably afford
- ›Retirement / 401(k) — project your retirement savings based on contribution rate and timeline
- ›Amortization Schedule — see the full payment-by-payment breakdown of any loan
How to Access Calculators
Calculators are available from the Calculators tab in the main navigation. They're available on both the Free and Thrive plans.
Using a Calculator with Your Budget
Calculators are standalone tools — they don't automatically modify your saved budget. After running a calculation, if you decide to move forward with the financial commitment, add the resulting payment as an expense or debt in your Budget Builder to see how it affects your full plan.