Free vs. Thrive Plan
BetterBudgets offers two plans: Free and Thrive. You can start — and meaningfully use the app — for free. Thrive unlocks the full experience.
Free Plan
The Free plan is genuinely useful. It's not a trial or a watered-down demo. It includes:
- ›Full Budget Builder access (1 active budget)
- ›High-level tracking and metrics
- ›Budget history review
- ›All financial calculators
- ›Accountability metrics and features
- ›Free budgeting guides and resources
Most apps charge for this level of functionality. We don't.
Thrive Plan — $9.99/month or $99.99/year
Thrive unlocks everything BetterBudgets has to offer:
- ›Multiple budgets — build and compare up to 5 active budget plans simultaneously
- ›Smart recommendations — algorithm-driven suggestions as your financial situation changes
- ›Advanced tracking — granular tracking techniques beyond high-level summaries
- ›Extensive analytics dashboard — deeper charts, trends, and projections
- ›Automated budget restoration — restore past budgets with one tap
- ›Canvas — freehand financial planning on iPad and tablet
Save 17% by choosing the annual plan at $99.99/year.
How to Upgrade
From inside the app, go to Settings → Subscription → Upgrade to Thrive. You can also start from the app store directly. Cancel anytime — no contracts, no penalties.
Which Plan Is Right for You?
If you're just starting out, Free is the right place to begin. Build your first plan, get a feel for the app, and upgrade when you're ready to unlock multiple budgets and the advanced analytics.