Income

The Income section is the first step in the Budget Builder. Enter every source of income you receive on a regular basis.

Adding Income Sources

Tap Add Income to add an income entry. For each entry you'll provide:

• ›Name — e.g. "Primary Job", "Freelance", "Side Business"
• ›Amount — your gross (pre-tax) income
• ›Frequency — how often you receive it (weekly, bi-weekly, semi-monthly, monthly, annually)

BetterBudgets normalizes all income to a monthly figure internally, so it doesn't matter how your pay is structured.

Gross vs. Net

Enter your gross income (before taxes). BetterBudgets factors in deductions automatically during plan generation. If you receive income that isn't subject to standard deductions (e.g. rental income, self-employment), enter the net amount and note it accordingly.

Multiple Income Sources

You can add as many income sources as you need. Common examples:

• ›Primary job salary
• ›Part-time or freelance work
• ›Rental property income
• ›Side business revenue
• ›Investment distributions

Tips

• ›Be realistic. If your freelance income varies, enter a conservative monthly average.
• ›Include all sources. Even small, consistent income sources affect the math.
• ›Don't include windfalls. One-time income like tax refunds or bonuses shouldn't be entered here — they're better handled as one-time payments against debt or savings when they occur.